Reference

Terms and Conditions That Govern Your cog77 Account

These terms set out how your account on cog77 works — from how you open it, how deposits via DANA, OVO, and GoPay are processed, to how disputes are handled and when access may be restricted.

Account access termsDANA, OVO, GoPay payment rulesEligibility by local lawAccount security obligationsDispute and closure process
cog77 Terms and Conditions That Govern Your cog77 Account
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How to Reach Us About These Terms

If something in these terms is unclear, or if you need to raise a dispute about your account, payment, or access status, our support team is reachable through the channels below. Questions about payment holds involving DANA, OVO, or GoPay accounts are handled by the same team — have your account ID and transaction reference ready when you contact us.

Team online

Live Chat

Open the chat icon from the lobby on any device. Our support team handles terms and account queries, including payment verification questions about DANA, OVO, and GoPay.

Email Support

For written records of your query — useful for disputes or formal term clarifications — send us an email. We aim to respond with a full answer, not a templated reply.

Account Help Centre

The help section inside your account dashboard covers common terms questions: how payment verification works, what happens during a dispute, and how to request account changes.

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How We Protect Your Account and Data

Beyond the access rules, these terms also set out how we handle your account data, how long we retain it, and what you can request. Your account information — including the e-wallet names linked to your DANA, OVO, or GoPay deposits — is stored with encryption and is not shared with third parties outside of legally required disclosures. You have the right to request a copy of the data we hold, ask for corrections, or request deletion where permitted by the terms and applicable law.

Data Retention

We keep account and transaction records for as long as required by applicable regulations. Once the retention period ends, records are deleted from active systems. You can ask about the period that applies to your account.

Cookie Use

Cookies help us keep your session running across browser tabs and remember your preferred payment method — for example, whether you last used DANA or GoPay. You can manage cookies in your browser settings at any time.

Account Security

Your account login is protected by OTP verification sent to your registered number. Never share your OTP with anyone. If you suspect unauthorised access, contact support immediately to lock the account before any further action.

Requesting Changes

To update registered details — such as your linked e-wallet or contact number — submit a request through the Account Help Centre. Identity re-verification is required before any payment-linked detail is changed.

Common Questions About These Terms

These questions cover what we hear most often from people reading through the terms for the first time — account rules, payment conditions, data rights, and what to do if something doesn't look right.

No. Our terms require that all deposits come from a wallet registered in your own name. A deposit from a third-party DANA, OVO, or GoPay account will be returned or flagged for review until identity is confirmed.

If access becomes restricted due to changes in local law, your account is suspended and your remaining wallet balance is settled through the standard withdrawal process. We will notify you via your registered contact detail.

Contact us via email or live chat with your account ID and the transaction reference in question. Written disputes submitted by email create a record and receive a detailed response, not an automated reply.

Yes. Submit a data access request through the Account Help Centre or by email. We will provide the information we hold about your account and the retention period that applies, in line with applicable regulations.

We update these terms when our policies or regulations require it. When a material change is made, we will notify you at your registered contact point before the updated terms take effect. Continued use of your account after notification constitutes acceptance.

You can request account closure at any time through support. Data deletion is subject to mandatory legal retention periods — some transaction records must be kept for a defined period even after closure. We will explain what applies to your account when you request it.